Get the cash you need- Instantly

No need to visit a bank or fill out paperwork. We do it all for you.


  Happy customers

Empowering features for your financial freedom

Unlock a world of financial possibilities with Floatr’s empowering features. Instant approvals, flexible repayments, and more.

Creating seamless experiences through world-class integrations

Secure & Safe

Privacy protection guarantees

Instant approval

Get approved for a loan in minutes

Flexible payment

Repay your loan with a budget friendly options

Convenient access

Apply for a loan anytime, anywhere

Empowering features for your Financial Freedom

Unlock a world of financial possibilities with Floatr’s empowering
features. Instant approvals, flexible repayments, and more.

Quick Cash

Get the cash you need when you need it most, without the headache of paperwork or waiting in long queues.

With Floatr, your loan application is just a few taps away!

Instant Approval

Instant Approval: Say goodbye to long approval processes. Our lightning-fast system ensures you get an instant decision on your loan application.

No more waiting around - we've got you covered!

Choose a loan term

Flexible Repayment

We understand that life can be unpredictable. That's why we offer flexible repayment plans tailored to your unique needs.

You can choose the plan that suits you best, making loan repayment a breeze.

Profile is complete

You are now eligible to start accessing loans.

No Collateral / Paperwork needed

Floatr makes borrowing a breeze with our easy and paperless process. Say goodbye to the stress of traditional lending and hello to a seamless, digital experience.

Our trust is in you, not in piles of paperwork or assets.


Step out of the Box with Floatr

Floatr gives you the financial equilibrium you deserve...


Real Stories, Real Satisfaction!

This loan app loan is the best I have tried. Lowest interest and they give the actual amount on the app. Thank you, Floatr.


Just downloaded the app and got credited so fast after verification. I got what I requested for with low interest rate.

Good app and polite customer support they are extraordinary. keep the good work guys.


Get the cash you need, instantly.

Step into the realm of financial possibilities with Floatr. Access our top-notch personal loan services that
cater to your financial needs via our mobile app.
Download here

Impressive Numbers.

…showcasing our commitment to providing top-notch personal loan services that cater to your financial needs.
happy customers
given out in loans
loans given out
Customer satisfaction
Join the growing community of happy customers and experience the difference with Floatr!


  Happy customers


Simple Application Process

Download the Floatr app from the Google Play Store or access our web app.

Sign up using your BVN-registered mobile number and provide basic personal details.

Enter loan details

Tell us how much you need and select your desired repayment plan.

Our user-friendly interface makes it easy to customize your loan according to your preferences.

Instant decision

Once you've submitted your application, our advanced system processes it swiftly.

Enjoy an instant decision on your loan approval status.

Get approved and disbursed


Upon approval, the loan amount is disbursed directly to your bank account within a few minutes, ensuring you receive the funds when you need them most.


Questions our customers ask!

How do I apply for an instant loan?
You can complete your Floatr loan application by downloading our app from the Google Playstore or using our web app, accessible from any device with an internet connection. Once you’ve downloaded or accessed our app, simply sign in by filling in the required fields correctly.
How much can I borrow from Floatr?
You can borrow as much as ₦100,000 or as little as ₦5,000. Whatever your need is, we’ve got you.
What are the eligibility requirements for getting a loan?

To be eligible for an instant loan, you must meet the following requirements:

  1. You must be a citizen or permanent resident of Nigeria.
  2. You must be at least 18 years old.
  3. You must have a valid bank account, email address, phone number and debit card.

We also take into consideration other factors such as your credit history and other financial information to determine your eligibility for a loan. If you meet the eligibility requirements, you can apply for a loan on our app and get an instant decision.

How long does it take to get approved for a loan?

We strive to make the loan application process as quick and efficient as possible. Our app uses advanced algorithms to process your application, and we typically provide a decision within seconds. Once approved, you can expect to receive your loan amount in your bank account within the next few minutes.

Please note that the time it takes to approve a loan may vary depending on the completeness of your application, the accuracy of the information provided, and any additional documentation that may be required. To ensure a quick and hassle-free application process, please make sure to provide all necessary information and documents as accurately and completely as possible.

What happens if I can't make a repayment on time?

We understand that life can sometimes take unexpected turns, and making timely repayments can become challenging. If you are unable to make a repayment on time, we encourage you to contact us as soon as possible to discuss your options.

At Floatr, we offer flexible repayment options, and we will work with you to find a solution that best suits your circumstances. However, please note that late repayments may result in additional fees and charges, and may also impact your credit score.

To avoid these additional costs and potential impact on your credit score, we recommend that you reach out to us as soon as you become aware that you may have difficulty making a repayment. Our customer support team is always here to assist you and help you find a solution that works best for you.

How do I repay my loan

We offer multiple convenient and flexible repayment options to make the loan repayment process as easy as possible. Here are the ways you can repay your loan:

  1. Automatic Repayment: You can set up automatic repayment by linking your debit card to our app. This way, the loan repayment will be automatically deducted from your bank account on the due date.
  2. Debit Card: You can also repay your loan using a debit card. Simply log in to our app and choose the “Pay with Card” option, and follow the prompts to complete the repayment.
  3. Bank Transfer: You can make a bank transfer to repay your loan. Log in to our app to get the bank details and instructions for making the transfer.

    Please note that it is important to make timely repayments to avoid any additional fees or charges, and to maintain a good credit score. If you have any questions or concerns about the loan repayment process, please don’t hesitate to contact us – we’re always here to help!

Creating seamless experiences
through world-class integrations

Stay financially free with Floatr.

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